Pensions 4 Expats

Our Ethics

Our expert knowledge is provided by the “Aisa Group”. Internationally we have several firms in different countries both within Europe (including the UK) and outside of Europe.

Aisa have been acclaimed in the UK for pensions, investment and tax advice (5 awards to date).

The offshore pension planning service we operate is managed by advisers who have the advanced UK G60 pensions qualification as well as the highest UK investment qualifications, including Economics degrees.

Customer Charter

We provide a customer charter to our clients, and we offer the most competitive terms, bettering any legitimate deal that can be evidenced.

Main benefit – The “Aisa Group” deal exclusively with pension providers that comply with both the spirit and the letter of the UK QROPS regulations. We believe this to be in the best interests of our clients and in our own professional best interests. Uniquely we offer the best of the UK IFA spectrum, with our international experience.

Due Diligence

“You know you will be dealing with the real thing!”

We are able to offer full Due Diligence on ourselves, as well as our customer charter. We do this at the stage where you, the “client”, have decided to take up our advice and can provide due diligence information for money laundering procedures. Our existing clients see this as a massive benefit in comparison with other websites who make claims that cannot be justified.

Overview

UK overseas pension transfer regulations provide the opportunity to:

• Legitimately avoid:
  • — UK income tax on the pension fund
  • — UK inheritance tax on the pension fund
• Take more than 25% of the overseas pension fund as a tax free lump sum, and in some countries take almost the whole fund
• Have an increased level of income if you have a shortened life expectancy / poor medical history
• Invest in assets that are not normally available within UK pensions.

In order to fully enjoy these benefits, the only requirement is that you must have been absent from the UK for 10 complete tax years (tax years of absence prior to the overseas pension transfer are actually counted as part of the 10 qualifying tax years), or have intention of so doing.

Our main concern – there are many people who have taken advice from the “largest international IFA’s in the world” that now have serious issues including penalties. Do not be fooled into thinking “big” or “large” means quality, or protection from bad advice.